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October 10, 2023

Explore the Latest Challenges in Lending

Lending is retail banking's primary business. Performing loans can turn to non-performing loans (NPLs) when borrowers fail to meet their contractual repayment obligations.

When a bank has too many NPLs, it affects a bank's profitability and leads to reduced earnings and liquidity, and can threaten a bank's capital adequacy ratios.

This module addresses the challenges lenders face in Debt Monitoring, in the Loan Workout Process, and in Legal Actions.

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